While rates are low, lock in your interest rate for the lifetime of the loan, whether it be 15 or 30 years.
Interest rates often start much lower on adjustable rate mortgages, making them advantageous for borrowers who only intend to be in the home a short number of years. The interest rate on these loans adjusts according to the market. Depending on the type of loan you choose, your interest rate will either adjust annually or after a certain number of years.
Need to purchase a larger home? This may be the loan for you.
FHA | VA | USDA
These loans are backed by the federal government. If you qualify, you’ll often receive more attractive loan terms than through traditional loans.
Build or renovate the house of your dreams with a construction loan.
Bundle your construction loan and long-term mortgage together on one application, then make just one monthly payment.
Leverage the equity in your current home to put towards a down payment on a new home. A bridge loan will temporarily cover the difference between the price of your new home and your old home while it’s on the market.
If you’ve built up equity in your home, use it as collateral to turn our current home into your dream home through renovations, consolidate debt, or pay for major purchases, college tuition, medical expenses, and more.
Want to buy land but not quite ready to build? A raw land loan is the route for you.
Mortgage loans extend to manufactured housing. Texana Bank’s experienced lenders will work with you to find your best mobile home rates.
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Finally, a bank that’s honest and grows for the right reasons.
Jim P. – Longview, TX