Zach Spencer

Mortgage Loan Officer
NMLS #194803
(615) 724-7841

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Zach is a firm believer in being a true consultant in helping his clients achieve sustainable financial success as his clients’ success is his passion.
He believes in a “small team,” approach to the lending process to serve all clients effectively. With a talented back-end operations team in place, his commitment to consistency, clarity and over-the-top communication provides a mortgage experience that a client would not typically get elsewhere.
When you work with Zach and his team, he will make sure that you understand your mortgage program in detail, you will be updated on your mortgage progress weekly without fail, and someone will ALWAYS be available to answer your calls and text messages within a reasonable amount of time.
As a Nationally Registered Mortgage Loan Originator, Zach looks forward to helping his clients wherever they may need his service, in Tennessee and beyond.
Personally, Zach stays very busy with his wife and their three young children. They are passionate about spending time together as a family while striving to positively contribute to whatever activities they may be involved in.



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Finally, a bank that’s honest and grows for the right reasons.
Jim P. – Longview, TX