James R. Duncan

Mortgage Loan Officer
NMLS #147381
(573) 424-3881

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James “Richie” Duncan boasts over 25 years of experience as a broker, branch manager, and banker, serving homeowners nationwide with a determined, proactive approach. He has managed brokerage operations with 100+ employees, mentored millionaire loan officers, facilitated over $1 billion in loan volume, and developed efficient mortgage processes used by top firms. Consistently ranked in the top 10% of loan originators, Richie excels in all aspects of home loans.

Richie is an expert in Conventional, FHA, USDA, and VA programs. Known for finding solutions when others cannot, he is a top-producing mortgage expert nationwide. Richie ensures a smooth, enjoyable, and informed loan process, paying meticulous attention to detail.

Outside work, Richie enjoys family time with his wife Chanda, son Alistair, and daughter Ambrielle. He maintains his drive and energy through daily gym sessions and a healthy family life. Committed to delivering 5-star service and clear communication, Richie is ready to help you with all of your mortgage needs. Reach out to him by text, phone, or email any day of the week!


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Finally, a bank that’s honest and grows for the right reasons.
Jim P. – Longview, TX