Karen Giddens

Branch # 13
Mortgage Loan Originator
NMLS #2811341
(904) 228-2501

Karen Giddens has proudly called Jacksonville home for most of her life. With that, she brings deep local knowledge and a genuine commitment to helping her clients succeed. She understands that buying or selling a home is more than a transaction and she works to make the process smooth, informed, and as stress-free as possible.

With a background in insurance spanning roles in project management, sales, and claims, Karen offers strong problem-solving skills, attention to detail, and clear communication, giving her clients confidence at every step. She anticipates challenges, navigates negotiations strategically, and always keeps her clients’ best interests front and center.

When she’s not working with clients, you’ll find her spending time with family, out on the boat or at the beach with a good book.

Whether you’re purchasing your first home, upgrading, or selling, Karen delivers the expertise, care, and results you deserve.

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