Home Equity Conversion Mortgage (HECM)

Home Equity Conversion Mortgage (HECM) – Also referred to as a “reverse mortgage”, a Home Equity Conversion Mortgage is a special type of home loan that allows homeowners to convert the equity in their homes into cash that is paid to them in a lump sum or in a stream of payments. With this type of mortgage repayment not required until the borrower no longer uses the home as a principal residence.

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